Financial NavigatorComing soon
The banks that will actually open an account for you.
Financial Navigator is being source-verified before release. Access is locked to Heed administrators during pre-launch QA.
Financial Navigator · Pre-launch interface preview
- Open accountRemote onboardingMulti-ccyUS persons OKBusiness OKSource
- Remote onboardingMulti-ccyUS persons OKSource
- Business accountsCrypto-nativeLicensed partnersSource
Programmes
Visa Match
Structures
Structure Match
Accounts
Financial Navigator
Policies
Insurance
People
Marketplace
Visa and structure tools are available now. Financial, insurance and Marketplace access are still pre-launch.
What you get.
Financial Navigator will be your banking map: the accounts that will actually take you. Most banks won't open an account for a US person abroad. Most neobanks block crypto. Most brokers refuse non-residents. At launch, Financial Navigator does the filtering you would otherwise do manually across dozens of provider sites, with the operational facts that actually determine acceptance.
Personal and business banks, neobanks, multicurrency accounts, brokers, crypto exchanges, wallets and self-custody, cards and payment processors
Filter by the countries a provider serves, US-person support and business accounts, and see minimum balance, fees, FX markup and remote onboarding per provider
DAC8, MiCA and deposit protection (FDIC or equivalent) flagged per provider where known
Verified providers link to their primary source and carry a last-verified date
How it works.
- 01
Pick a category and jurisdiction
Personal bank in Portugal, multicurrency account for a UAE resident, US-friendly broker. Start with what you need.
- 02
Narrow it down
Keep only providers that take US persons, open business accounts or serve the countries you need.
- 03
Compare up to three providers side by side
At launch, Pro will unlock compare across 12 provider facts including FX markup, monthly fees, and supported currencies.
- 04
Check where it works
Each provider shows the countries it serves and links to its own page.
Pairs well with.
- Digital nomad visaYou qualify
- Golden visaYou qualify
- Elective residenceIncome short
Visa Match
Pair your banking shortlist with a residency programme that the same banks accept.
Ranked by three-year official cost
- Private limited company1st
- Private company2nd
- Free zone company3rd
Structure Match
See which banks open business accounts for each company structure.
Marketplace
When you would rather a private banker opened the account for you: vetted people, not products.
Questions, answered.
No. Financial Navigator is editorial. Some providers may opt into a marketplace listing later, but the data is curated and the filtering is honest. Heed surfaces what fits your filters, not what pays.
It tells you whether the bank publicly accepts your residency, your nationality (US persons especially), and your structure. Final acceptance is the bank's call, but Heed gets you to the shortlist that has any chance.
Yes. Crypto exchanges, wallets and self-custody are categories of their own, each with its MiCA and DAC8 flags where known and whether it serves US persons.
Providers carry DAC8, MiCA and deposit-protection flags where Heed has them, so you can see the reporting picture before you open the account.
No, they're two layers. Financial Navigator is the products layer: the banks, brokers, crypto venues, and cards you open yourself, self-serve, with the operational facts that determine acceptance. The Marketplace is the people layer: a vetted human you engage and pay, a private banker who opens the account a neobank won't, an insurance broker, an adviser. Use Navigator to find the account; use the Marketplace when you need someone to handle a complex case for you.
Each tool maps a different thing to your profile, so you never have to guess. Visa Match finds residency and visa programmes (where you can live). Structure Match finds company structures (what to set up, and where). Financial Navigator finds accounts (banks, brokers, multicurrency, crypto rails). Insurance finds health and travel policies. The Marketplace is the people layer: vetted advisers, lawyers, bankers, and brokers for when you want a human to handle it rather than a product to choose yourself. Financial Navigator, Insurance and the Marketplace are not open yet.
Something else? Ask.
Answered from this FAQ by our assistant. Questions about your own taxes belong in Ask Heed, inside Heed.