11 · InsuranceCOMING SOON

    The cover that won't reject you abroad.

    The Insurance directory is being source-verified before release. Access is locked to Heed administrators during pre-launch QA.

    Pre-launch · see current plans →
    Insurance · sorted for you
    US person

    • Genki

      International health Global

      Long-term nomads · real health cover

      Buy onlineUS native
      Get a quote

    • SafetyWing

      Travel medical / nomad Global

      Rolling monthly · budget nomads

      Buy onlineUS optional
      Get a quote

    • Cigna Global

      Comprehensive expat health Global

      HNW expats & families · full medical

      Quote + buyUS module
      Get a quote
    Heed's mobility tools, at a glance
    Programmes
    Visa Match
    Product
    Structures
    Structure Match
    Product
    Accounts
    Financial Navigator
    Product
    Policies
    Insurance
    Product
    People
    Marketplace
    People

    Visa and structure tools are available now. Financial, insurance and Marketplace access are still pre-launch.

    What you get

    Insurance will be your cover map: the policies you can buy yourself, with the operational facts that decide whether they fit. At launch, it sorts what handles US persons and long-term residence to the top, so you're not reading fine print across a dozen tabs to find the two that work.

    • Travel medical and nomad cover for rolling, long-stay, and adventure trips
    • International health insurance for long-term residence, not just trips
    • US-person handling called out plainly: native cover, optional module, or not at all
    • A 'buy it yourself' filter so you see what you can purchase online today
    • Coverage region, underwriter, and a direct link to quote, no sales call required

    How it works

    01

    Pick the kind of cover

    Travel and nomad for trips and rolling stays, or international health for long-term residence.

    02

    Tell us if you're a US person

    Toggle US person and plans with native US cover float to the top, the ones that won't reject you.

    03

    Filter to what you can buy

    Show only self-serve plans you can purchase online today, or include broker-placed options too.

    04

    Quote direct

    Open the provider and get a quote yourself. No referral kickback decides the order, fit does.

    Pair with

    Pair with
    Coming soon

    Financial Navigator

    The planned account side of the products layer: banks, brokers, multicurrency, and crypto rails for global residents.

    Signal+ tool

    Residency Tracker

    Day-count across borders so you know which residence your cover needs to match.

    All tiers

    Ask Heed

    Ask whether a policy's residence or US-person rules fit your situation, with sourced answers.

    Frequently asked questions

    FAQ

    No. Heed is a directory, not a broker. You buy directly from the provider. Some providers run affiliate programs, but that never changes the order or what we show, fit and US-person handling decide the sort.

    Many international health insurers either exclude US persons, charge more, or only cover the US as an optional module. We normalise each plan as native US cover, optional, or none, and float the ones that actually work for you to the top.

    Travel and nomad policies cover trips and rolling stays, often capped and not true health insurance. International health insurance is full medical cover for people who actually live abroad. We tag each plan so you don't buy trip cover when you needed health cover.

    Most, but not all. Self-serve plans (SafetyWing, Genki, Insured Nomads and others) you buy online in minutes. A few comprehensive insurers (Cigna Global, Allianz Care, William Russell, Foyer) are quote or broker-placed. The 'buy it yourself' filter separates the two.

    Insurance is the products layer: policies you buy yourself. The Marketplace is the people layer: a vetted insurance broker who places bespoke cover for a complex case. Use Insurance to buy a plan; use the Marketplace when you need someone to handle it.

    Each tool maps a different thing to your profile, so you never have to guess. Visa Match finds residency and visa programs (where you can live). Structure Match finds company structures (what to set up, and where). Financial Navigator finds accounts (banks, brokers, multicurrency, crypto rails). Insurance finds health and travel policies. The Marketplace is the people layer: vetted advisers, lawyers, bankers, and brokers for when you want a human to handle it rather than a product to choose yourself.